Travel Insurance Benefit Summary
Premium Protection Plan
Benefit Overview
The Manulife Premium Protection Plan is designed for residents of Canada who:
a) are covered with a government health insurance plan for the policy duration;
b) are age 74 or younger (at the time of purchasing the policy);
c) are travelling for a maximum of 30 days inclusive of any extension (including the date you leave on your trip and including the date you return home);
d) are listed as Insured Person(s) on the confirmation of coverage and
e) purchased the plan within 72 hours of making a deposit or initial payment on the trip travel arrangements.
Coverage includes Trip Cancellation and Trip Interruption, Travel Disruption, Emergency Medical, Baggage Loss, Damage and Delay and Travel Accident. These benefits provide coverage for ACCIDENTS, INJURIES, UNEXPECTED ILLNESSES AND OTHER UNFORESEEN EVENTS that occur during the policy period unless the event or situation causing your claim is specifically excluded in the section WHAT DOES THIS POLICY NOT COVER?
• Family Rates available up to age 60
• No Medical Questionnaire required
• Cancel for Any Reason Benefit – 80% of Non-refundable amounts 7 days or more prior to departure, 80% of Non-refundable amounts capped at $2500, 6 days to 24 hours prior to departure..
This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.
Emergency Medical Under Age 60
Benefit Overview
NO MEDICAL QUESTIONNAIRE REQUIRED.
FAMILY RATES ARE AVAILABLE.
UP TO $5,000,000 CDN IN EMERGENCY MEDICAL COVERAGE PLUS ACCESS TO
MULTILINGUAL 24/7 TRAVEL ASSISTANCE FOR:
Medical provider expenses including those of a hospital, physicians and nurses
Toll-free assistance centre to provide assistance and managed care
Have covered medical bills pre-paid where available
Arrangement of air ambulance services when necessary and arranged by theAssistance Centre.
This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply
Emergency Medical OVER Age 60
Benefit Overview
Medical Questionnaire Required
You may qualify for emergency medical Plan A, Plan B, Plan C
All Inclusive Plan
Benefit Overview
NO AGE LIMIT
FAMILY RATES AVAILABLE FOR UNDER AGE 60
THE ALL-INCLUSIVE PLAN OFFERS THE CONVENIENCE OF PURCHASING MANY COVERAGES IN ONE POLICY.
No Medical Questionnaire required
Unlimited Trip Interruption Coverage
Baggage Loss, Damage – Up to $300 per item to a maximum of $1,500 for lost, stolen or damaged personal effects
Baggage Delay – Up to $500 to buy necessary clothes and toiletries in the case of baggage delay
Missed Connection – Up to $2,000 for same class transportation to catch up with the trip if your client’s flight schedule changes, causing a, and up to $350 per day for up to 2 days for hotel and meal expenses.
Delayed Return – Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return
This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.
Non-Medical Plan
Benefit Overview
NO AGE LIMIT.
FAMILY RATES AVAILABLE FOR UNDER AGE 60.
THIS NON-MEDICAL PACKAGE PLAN IS FOR THOSE LOOKING FOR A PACKAGE PLAN TO COMPLEMENT THEIR EXISTING TRAVEL EMERGENCY MEDICAL COVERAGE.
Unlimited Trip Interruption Coverage
Baggage Loss, Damage – Up to $300 per item to a maximum of $1,500 for lost, stolen or damaged personal effects
Baggage Delay – Up to $500 to buy necessary clothing and toiletries in the case of baggage delay
Missed Connection – Up to $2,000 for same class transportation to catch up with the trip if your client’s flight schedule changes, causing a misconnection, and up to $350 per day for up to 2 days for hotel and meal expenses
Delayed Return – Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return
This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply
