~Insurance - Tropical Dreams Travel

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Sunwing Tour Operator Insurance

Worry Free: $49/person

Cancel for any reason up to 3 days prior to departure* and receive a 100% refund
Make one change up to 3 days prior to departure without paying a change fee
Must be purchased at the time of booking
Some or all of your refund may be paid in Sunwing future travel vouchers, depending on when you cancel
A $20 per person surcharge will be added to each plan on southbound departures from December 19, 2022 to January 5, 2023.

Worry Free Plus: $99/person

Cancel for any reason up to 3 hours prior to departure* and receive a 100% refund
Make one change up to 3 hours prior to departure without paying a change fee
Must be purchased at the time of booking
Some or all of your refund may be paid in Sunwing future travel vouchers, depending on when you cancel
A $20 per person surcharge will be added to each plan on southbound departures from December 19, 2022 to January 5, 2023.

Worry Free & Manulife Global Travel Insurance (Under age 74): $99/person

1-9 Nights

Make one change to your vacation package up to 3 days before departure
Cancel up to 3 days before departure
Some or all of your refund may be paid in Sunwing future travel vouchers, depending on when you cancel
Emergency medical coverage
Quarantine coverage for fully vaccinated passengers
Unlimited trip interruption coverage after departure
Baggage loss, damage and delay benefits
Flight and travel accident insurance
Must be purchased at the time of booking

Worry Free Plus & Manulife Global Travel Insurance (Under age 74): $149/person

1-9 Nights

Make one change to your vacation package up to 3 hours before departure
Cancel up to 3 hours before departure
Some or all of your refund may be paid in Sunwing future travel vouchers, depending on when you cancel
Emergency medical coverage
Quarantine coverage for fully vaccinated passengers
Unlimited trip interruption coverage after departure
Baggage loss, damage and delay benefits
Flight and travel accident insurance
Must be purchased at the time of booking

Worry Free & Manulife Global Travel Insurance (Under age 74): $129/person

10-16 Nights

Make one change to your vacation package up to 3 days before departure
Cancel up to 3 days before departure
Some or all of your refund may be paid in Sunwing future travel vouchers, depending on when you cancel
Emergency medical coverage
Quarantine coverage for fully vaccinated passengers
Unlimited trip interruption coverage after departure
Baggage loss, damage and delay benefits
Flight and travel accident insurance
Must be purchased at the time of booking

Worry Free Plus & Manulife Global Travel Insurance (Under age 74): $179/person

10-16 Nights

Make one change to your vacation package up to 3 hours before departure
Cancel up to 3 hours before departure
Some or all of your refund may be paid in Sunwing future travel vouchers, depending on when you cancel
Emergency medical coverage
Quarantine coverage for fully vaccinated passengers
Unlimited trip interruption coverage after departure
Baggage loss, damage and delay benefits
Flight and travel accident insurance
Must be purchased at the time of booking

Worry Free & Manulife Global Travel Insurance (75 & Over): $149/person

1-9 Nights

Make one change to your vacation package up to 3 days before departure
Cancel up to 3 days before departure
Some or all of your refund may be paid in Sunwing future travel vouchers, depending on when you cancel
Emergency medical coverage
Quarantine coverage for fully vaccinated passengers
Unlimited trip interruption coverage after departure
Baggage loss, damage and delay benefits
Flight and travel accident insurance
Must be purchased at the time of booking

Worry Free Plus & Manulife Global Travel Insurance (75 & Over): $199/person

1-9 Nights

Make one change to your vacation package up to 3 hours before departure
Cancel up to 3 hours before departure
Some or all of your refund may be paid in Sunwing future travel vouchers, depending on when you cancel
Emergency medical coverage
Quarantine coverage for fully vaccinated passengers
Unlimited trip interruption coverage after departure
Baggage loss, damage and delay benefits
Flight and travel accident insurance
Must be purchased at the time of booking

Worry Free & Manulife Global Travel Insurance (75 & Over): $199/person

10-16 Nights

Make one change to your vacation package up to 3 days before departure
Cancel up to 3 days before departure
Some or all of your refund may be paid in Sunwing future travel vouchers, depending on when you cancel
Emergency medical coverage
Quarantine coverage for fully vaccinated passengers
Unlimited trip interruption coverage after departure
Baggage loss, damage and delay benefits
Flight and travel accident insurance
Must be purchased at the time of booking

Worry Free Plus & Manulife Global Travel Insurance (75 & Over): $249/person

10-16 Nights

Make one change to your vacation package up to 3 hours before departure
Cancel up to 3 hours before departure
Some or all of your refund may be paid in Sunwing future travel vouchers, depending on when you cancel
Emergency medical coverage
Quarantine coverage for fully vaccinated passengers
Unlimited trip interruption coverage after departure
Baggage loss, damage and delay benefits
Flight and travel accident insurance
Must be purchased at the time of booking

Air Canada Tour Operator Insurance

CareFlex Plan: $99/person

Transfer your package
Change your booking
Cancel with a full refund up to 21 days prior to departure!
Cancel with an in-house travel credit up to 3 days prior to departure
Must be purchased at the time of booking
$50 per person surcharge for the CareFlex Plan apply for departures between December 19, and January 5, yearly as well as March 29 and April 9, 2023 and March 20 and 31, 2024. Departure date is identified as the date of the last flight departing from a Canadian city before reaching final destination.

CareFree Plan: $69/person

Standard Seat Selection
Price Drop Guarantee
Price Drop Guarantee: Get a refund if the price of your package drops after you book. The Price Drop Guarantee is redeemable on a decrease of the total package price, including taxes up to a maximum refund of $200 per person. The Price Drop Guarantee must be requested by phone within 5 days of the change in said price drop with presentation of a date/time-stamped proof of the price drop.
Must be purchased at the time of booking
Supplement of $20 per person for the CareFree Plan apply for departures between December 19, and January 5, yearly as well as March 29 and April 9, 2023 and March 20 and 31, 2024. Departure date is identified as the date of the last flight departing from a Canadian city before reaching final destination.

WestJet Vacations

WestJet Protection: $89/person

$129/person for travel between December 10, 2022 – January 10, 2023

Cancel up to 3 days prior to departure
Some or all of your refund may be paid in West Jet Dollars, depending on when you cancel
Must be purchased at the time of booking

Transat Holidays

Option Flex Standard: $89/person

Cancel up to 72 hours and get a travel credit
Change up to 72 hours before departure
Transfer your package your package to a friend or family member up to 30 days prior to departure
Must be purchased at the time of booking

Option Flex Extra: $149/person

Cancel up to 24 hours and get a travel credit
Change up to 24 hours before departure
Transfer your package your package to a friend or family member up to 30 days prior to departure
Must be purchased at the time of booking

Emergency Medical Benefit Overview

Emergency Medical (Under 60)

UP TO A COMBINED MAXIMUM OF $5,000,000 CDN FOR:

Emergency Medical coverage not related to Coronavirus (COVID-19)
Emergency Medical coverage for COVID-19 and related complications provided the vaccine was received
Up to $1,000,000 CDN for Emergency Medical coverage for COVID-19 and related complications if the vaccine was not received

Exception for Cruise Travel

If the vaccine was not received, Emergency Medical coverage is not provided for COVID-19 and related complications on a cruise or at any destination included in the cruise itinerary.
This exception for cruise travel does not apply to children 11 years old or younger who are not eligible to receive the vaccine, when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine

Quarantine Expenses

Coverage for expenses related to medical mandated quarantine is available.

Quarantine Benefits include:

$200 /day up to $2,800 per person, or $400 /day up to $5,600 per family (Maximum duration of 14 days)
Up to $500 for one-way economy airfare to return home if quarantined beyond original return dateAll dollar amounts are in CAD. Individual circumstances may vary. Conditions, limitations, and exclusions apply. See policy for full details.

ACCESS TO MULTILINGUAL 24/7 TRAVEL ASSISTANCE FOR:

Covered medical provider expenses including those of a hospital, physicians and nurses
Toll-free assistance centre to provide assistance and managed care
Have covered medical bills pre-paid where available
Arrangement of air ambulance services when necessary and arranged by the Assistance Centre

Emergency Medical (Over 60)

Medical Questionnaire Required

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Premium Protection Plan

The Manulife Premium Protection Plan is designed for residents of Canada who:

UP TO A COMBINED MAXIMUM OF $5,000,000 CDN FOR:

Are covered with a government health insurance plan for the policy duration;
Are age 74 or younger (at the time of purchasing the policy);
Are travelling for a maximum of 30 days inclusive of any extension (including the date you leave on your trip and including the date you return home);
Are listed as Insured Person(s) on the confirmation of coverage and
Purchased the plan within 72 hours of making a deposit or initial payment on the trip travel arrangements.

Coverage includes Trip Cancellation and Trip Interruption, Travel Disruption, Emergency Medical, Baggage Loss, Damage and Delay and Travel Accident. These benefits provide coverage for ACCIDENTS, INJURIES, UNEXPECTED ILLNESSES AND OTHER UNFORESEEN EVENTS that occur during the policy period unless the event or situation causing your claim is specifically excluded in the section.

WHAT DOES THIS POLICY NOT COVER?

Family Rates available up to age 60
No Medical Questionnaire required
Cancel for Any Reason Benefit – 80% of Non-refundable amounts 7 days or more prior to departure, 80% of Non-refundable amounts capped at $2500, 6 days to 24 hours prior to departure

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.