Travel Insurance Benefit Summary
Get help covering your unexpected emergency medical expenses and more wherever you travel!
Covid 19 Pandemic Travel Insurance
Under Age 60
Benefit Overview
Emergency Medical
UP TO A COMBINED MAXIMUM OF $5,000,000 CDN FOR:
– Emergency Medical coverage not related to Coronavirus (COVID-19)
– Emergency Medical coverage for COVID-19 and related complications provided the vaccine was received
– Up to $1,000,000 CDN for Emergency Medical coverage for COVID-19 and related complications if the vaccine was not received
Exception for cruise travel – If the vaccine was not received, Emergency Medical coverage is not provided for COVID-19 and related complications on a cruise or at any destination included in the cruise itinerary.
This exception for cruise travel does not apply to children 11 years old or younger who are not eligible to receive the vaccine, when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine.
Quarantine Expenses: Coverage for expenses related to medical mandated quarantine is available.
Quarantine Benefits include:
- $200 /day up to $2,800 per person, or $400 /day up to $5,600 per family (Maximum duration of 14 days)
- Up to $500 for one-way economy airfare to return home if quarantined beyond original return dateAll dollar amounts are in CAD. Individual circumstances may vary. Conditions, limitations, and exclusions apply. See policy for full details.
ACCESS TO MULTILINGUAL 24/7 TRAVEL ASSISTANCE FOR:
– Covered medical provider expenses including those of a hospital, physicians and nurses
– Toll-free assistance centre to provide assistance and managed care
– Have covered medical bills pre-paid where available
– Arrangement of air ambulance services when necessary and arranged by the Assistance Centre
This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.
For Medical Plans and Medical Benefits:
For the COVID-19 Pandemic Travel Insurance Plan, expenses related to COVID-19 will not be covered if the Government of Canada issues an “Avoid All Travel” Advisory, advising or recommending that Canadians not travel to a specific country, region or city on their date of departure.
For all other plans with emergency medical benefits, expenses related to COVID-19 will not be covered if the Government of Canada issues an “Avoid Non-Essential Travel” Advisory, advising or recommending that Canadians not travel to a specific country, region or city on their date of departure.
Benefit Summary
- Emergency Medical related to COVID-19
- Emergency Medical not related to COVID-19
- Quarantine Expenses | See policy for details
Covid 19 Emergency Medical Plan
Over Age 60
Benefit Overview
Emergency Medical
UP TO A COMBINED MAXIMUM OF $5,000,000 CDN FOR:
– Emergency Medical coverage not related to Coronavirus (COVID-19)
– Emergency Medical coverage for COVID-19 and related complications provided the vaccine was received
– Up to $1,000,000 CDN for Emergency Medical coverage for COVID-19 and related complications if the vaccine was not received
Exception for cruise travel – If the vaccine was not received, Emergency Medical coverage is not provided for COVID-19 and related complications on a cruise or at any destination included in the cruise itinerary.
This exception for cruise travel does not apply to children 11 years old or younger who are not eligible to receive the vaccine, when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine.
Quarantine Expenses: Coverage for expenses related to medical mandated quarantine is available.
ACCESS TO MULTILINGUAL 24/7 TRAVEL ASSISTANCE FOR:
– Covered medical provider expenses including those of a hospital, physicians and nurses
– Toll-free assistance centre to provide assistance and managed care
– Have covered medical bills pre-paid where available
– Arrangement of air ambulance services when necessary and arranged by the Assistance Centre
This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.
Benefit Overview
Medical Questionnaire Required
You may qualify for emergency medical Plan A, Plan B, Plan C
For Medical Plans and Medical Benefits:
For the COVID-19 Pandemic Travel Insurance Plan, expenses related to COVID-19 will not be covered if the Government of Canada issues an “Avoid All Travel” Advisory, advising or recommending that Canadians not travel to a specific country, region or city on their date of departure.
For all other plans with emergency medical benefits, expenses related to COVID-19 will not be covered if the Government of Canada issues an “Avoid Non-Essential Travel” Advisory, advising or recommending that Canadians not travel to a specific country, region or city on their date of departure.
Click the link below if you are over age 60 | Or out of the Province of Manitoba
If using the online 24/7 link – Medical Questionnaire will need to be filled out online for quote or to purchase.
If not purchasing online – Medical Questionnaire will need to be filled out and submitted to the travel agent before purchase.
Premium Protection Plan
Benefit Overview
The Manulife Premium Protection Plan is designed for residents of Canada who:
a) are covered with a government health insurance plan for the policy duration;
b) are age 74 or younger (at the time of purchasing the policy);
c) are travelling for a maximum of 30 days inclusive of any extension (including the date you leave on your trip and including the date you return home);
d) are listed as Insured Person(s) on the confirmation of coverage and
e) purchased the plan within 72 hours of making a deposit or initial payment on the trip travel arrangements.
Coverage includes Trip Cancellation and Trip Interruption, Travel Disruption, Emergency Medical, Baggage Loss, Damage and Delay and Travel Accident. These benefits provide coverage for ACCIDENTS, INJURIES, UNEXPECTED ILLNESSES AND OTHER UNFORESEEN EVENTS that occur during the policy period unless the event or situation causing your claim is specifically excluded in the section WHAT DOES THIS POLICY NOT COVER?
• Family Rates available up to age 60
• No Medical Questionnaire required
• Cancel for Any Reason Benefit – 80% of Non-refundable amounts 7 days or more prior to departure, 80% of Non-refundable amounts capped at $2500, 6 days to 24 hours prior to departure..
This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.
Benefit Summary
- Trip Cancellation: Sum Insured
- Trip Interruption: Unlimited
- Emergency Medical Up to $10,000,000
- Baggage Loss or Damage Up to $1,500
- Baggage Delay Up to $750
- Flight Accident Up to $250,000
- Travel Accident Up to $50,000
All Inclusive Plan
Benefit Overview
NO AGE LIMIT
FAMILY RATES AVAILABLE FOR UNDER AGE 60
THE ALL-INCLUSIVE PLAN OFFERS THE CONVENIENCE OF PURCHASING MANY COVERAGES IN ONE POLICY.
No Medical Questionnaire required
Unlimited Trip Interruption Coverage
Baggage Loss, Damage – Up to $300 per item to a maximum of $1,500 for lost, stolen or damaged personal effects
Baggage Delay – Up to $500 to buy necessary clothes and toiletries in the case of baggage delay
Missed Connection – Up to $2,000 for same class transportation to catch up with the trip if your client’s flight schedule changes, causing a, and up to $350 per day for up to 2 days for hotel and meal expenses.
Delayed Return – Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return
This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.
Benefit Summary
- Trip Cancellation: Sum Insured
- Trip Interruption: Unlimited
- Emergency Medical Up to $5,000,000 CAD
- Baggage Loss or Damage Up to $1,500
- Baggage Delay Up to $500
- Flight Accident Up to $100,000
- Travel Accident Up to $50,000
Emergency Medical Plan – Under Age 60
Benefit Overview
NO MEDICAL QUESTIONNAIRE REQUIRED.
FAMILY RATES ARE AVAILABLE.
UP TO $5,000,000 CDN IN EMERGENCY MEDICAL COVERAGE PLUS ACCESS TO
MULTILINGUAL 24/7 TRAVEL ASSISTANCE FOR:
- Medical provider expenses including those of a hospital, physicians and nurses
- Toll-free assistance centre to provide assistance and managed care
- Have covered medical bills pre-paid where available
- Arrangement of air ambulance services when necessary and arranged by theAssistance Centre.
This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.
Benefit Summary
Emergency Medical Up to $5,000,000 CAD
Non-Medical Plan
Benefit Overview
NO AGE LIMIT.
FAMILY RATES AVAILABLE FOR UNDER AGE 60.
THIS NON-MEDICAL PACKAGE PLAN IS FOR THOSE LOOKING FOR A PACKAGE PLAN TO COMPLEMENT THEIR EXISTING TRAVEL EMERGENCY MEDICAL COVERAGE.
Unlimited Trip Interruption Coverage
Baggage Loss, Damage – Up to $300 per item to a maximum of $1,500 for lost, stolen or damaged personal effects
Baggage Delay – Up to $500 to buy necessary clothing and toiletries in the case of baggage delay
Missed Connection – Up to $2,000 for same class transportation to catch up with the trip if your client’s flight schedule changes, causing a misconnection, and up to $350 per day for up to 2 days for hotel and meal expenses
Delayed Return – Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return
This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.
Benefit Summary
- Trip Cancellation: Sum Insured
- Trip Interruption: Unlimited
- Baggage Loss or Damage Up to $1,500
- Baggage Delay Up to $500
- Flight Accident Up to $100,000
- Travel Accident Up to $50,000
Emergency Medical Plan – Over Age 60
Benefit Overview
Medical Questionnaire Required
You may qualify for emergency medical Plan A, Plan B, Plan C
Click the link below if you are over age 60 | Or out of the Province of Manitoba
If using the online 24/7 link – Medical Questionnaire will need to be filled out online for quote or to purchase.
If not purchasing online – Medical Questionnaire will need to be filled out and submitted to the travel agent before purchase.